Best SIP Plans in India for Beginners – Start with ₹100 Only!

Best SIP Plans in India for Beginners – Start with ₹100 Only! Are you planning to start investing but don’t know how? A SIP (Systematic Investment Plan) is one of the best ways to begin your investment journey. In India, many mutual fund platforms now allow investors to start SIP with just ₹100. Whether you are a student, salaried person, or homemaker, SIP is for everyone who wants to build wealth with small and consistent efforts.

Best SIP Plans in India for Beginners – Start with ₹100 Only!

💡 What is SIP and How Does It Work?

SIP stands for Systematic Investment Plan. It is a disciplined way to invest in mutual funds. Instead of investing a large lump sum amount, you can invest a small fixed amount (like ₹100, ₹500, ₹1000) every month. Over time, this amount grows due to the power of compounding and market returns.

🎯 Benefits of SIP for Beginners:

• ✅ Start small with ₹100
• ✅ No need to time the market
• ✅ Builds financial discipline
• ✅ Power of compounding
• ✅ Suitable for long-term wealth creation
• ✅ Easy to manage via apps

🏆 Top SIP Plans to Start with ₹100 in India:

SIP Plan Name	Min Investment	Fund Type	Risk Level
Groww Mutual Fund SIP	₹100	Equity / ELSS	Moderate
Zerodha Coin SIP	₹100	Multi-Cap	Moderate
ET Money App SIP	₹100	Index Fund	Low
SBI Small Cap Fund	₹100	Small Cap	High
ICICI Prudential Bluechip Fund	₹100	Large Cap	Low

📲 How to Start SIP Online (Step by Step Guide):

1. Install investment app like Groww, Paytm Money, or Zerodha Coin.
2. Complete your KYC using Aadhaar, PAN & Bank details.
3. Search and choose your preferred mutual fund.
4. Select SIP mode and enter amount (₹100 or more).
5. Confirm and start your SIP. You’re done!

📌 Which SIP is Best for ₹100 Investment?

If you are just starting out, consider investing in Index Funds or Large Cap Funds with low risk. These funds offer relatively stable returns over the long term. Once you get confident, you can also try Mid Cap or Small Cap Funds for higher returns (but with higher risk).

📉 What Happens If You Miss a SIP?

If you miss a SIP payment due to insufficient balance, don't worry. Your bank won’t be charged, and the next month’s SIP will continue as scheduled. However, it's best to maintain the required balance to avoid gaps in your investing journey.

🙋‍♂️ Who Should Start a SIP with ₹100?

• 🎓 Students who want to build early investing habits
• 👨‍👩‍👧‍👦 Salaried individuals with low monthly savings
• 👩‍💼 Housewives or freelancers
• 📈 Anyone who wants to test mutual funds with small capital

⚠️ Important Tips Before You Start:

• ⏳ Start early to enjoy compounding
• 💰 Stick to your SIP even in market downtrends
• 📈 Review your funds every 6–12 months
• 🎯 Set financial goals – retirement, house, vacation, etc.

📣 Join Our WhatsApp Group for Free SIP Tips & Market Updates

👉 Get Daily SIP & Stock Market Knowledge Directly on WhatsApp!
Click below to join our trusted investment group:
✅ Join WhatsApp Group Now

📝 Conclusion:

Starting a SIP with ₹100 is one of the smartest financial decisions you can make as a beginner. It is safe, flexible, and builds a habit of saving and investing regularly. Don't wait to become rich to invest — start investing to become rich! 🚀

Read More : Rare Earth Stocks Bullish

📢 Disclosure (For Transparency)

This article is for informational purposes only. We are not offering any financial advice. Before starting a SIP or making any investment, please consult a financial advisor based on your personal needs and financial situation.

Read More : HDFC Bank Earnings Report

The WhatsApp group link or any other link shared in this post may lead to third-party websites. We are not responsible for the services or content provided by those external sites. Please verify everything carefully before taking any action.